New York Flood Insurance

Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.

Your standard New York flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

We have multiple options for your flood insurance in New York:

• Building, contents, replacement cost coverages
• Standard flood insurance coverage
• Optional excess flood coverage
• Affordable rates

Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider converage for your personal property as well, such as furniture and clothing.

Policies have different options so contact one of our knowledgeable staff at 315-291-3125 for any questions you may have about your New York flood insurance policy.